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About the Author

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Lorraine Ell

CEO and Senior Financial Advisor, ChFEBCsm

Lorraine Ell is the CEO of Better Money Decisions(B$D) and Better Insurance Decisions. An often quoted source in Investment News, Lorraine’s recent financial services experience started in 2008 when she designed and directed the centralized operations department for a new RIA firm which grew from zero to $200 million in assets under management in less than six years. She has a BA in Linguistics and a Master’s degree in Leadership from Michigan State University. In addition to her university degrees, Lorraine is a Chartered Federal Employee Benefits Consultant providing the in-depth knowledge needed to help federal employees plan for retirement.